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Lydia C. Stefanowicz
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Lydia is a business lawyer with a practice focused on commercial lending and real estate finance. She provides representation in commercial real estate financing transactions, serves as an expert witness related to transactional issues, and provides third-party closing opinions as local counsel in financing transactions.

Having served as counsel to both lenders and borrowers in real estate acquisition, construction, permanent mortgage (including CMBS) and mezzanine financings, she also has significant experience in real estate loan workouts and debt restructuring transactions and has represented real estate developers and investment funds in connection with the formation of joint ventures to acquire, develop, construct and manage properties.

Lydia has handled the structuring, negotiation and documentation of both secured and unsecured corporate and commercial loan transactions and other credit accommodations. Her work in this area includes revolving credit and term loan facilities, syndicated and participated credits, letters of credit and bankers’ acceptances, asset-based financings, liquidity facilities and tax-exempt financings. She has represented lenders in the negotiation and documentation of inter-creditor agreements.

Lydia also has experience in a variety of general corporate, commercial and real estate matters. She has negotiated and drafted contracts in connection with a wide range of transactions including acquisitions and divestitures, limited liability company (LLC) and partnership agreements, leases, easements, and management agreements. (covered above at least twice)

Results may vary depending on your particular facts and legal circumstances.

Bar Admissions

  • New Jersey, 1982
  • New York, 1980

Education

  • University of Virginia School of Law, J.D., 1979
  • New York University, B.A., summa cum laude, Phi Beta Kappa, 1976 NYU Scholar,

  • Working Group on Legal Opinions Foundation; Board of Directors and Operating Committee (2019-present); Affinity Groups Function Co-Head (2019-2022)
  • Mentored a law school student under the auspices of the Leadership Council on Legal Diversity
  • Fluent in Russian and Polish languages

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